The Different Sectors

Credit Co-operatives, or Thrift and loan societies, are co-operatives that encourage thrift by accepting deposits from members and assisting members with loans on reasonable terms. A thrift and loan society is an association of persons who are grappling with the same economic challenges and who join together on a basis of equal rights and obligations through a democratically controlled enterprise.

Majority of the credit co-operatives are work-based where employees of the organisation are recruited as members of the co-operative. As a form of staff benefits, organizations offer check-off system, which enable deductions of staff monthly salaries for contributions towards their subscription accounts and loan repayments with their co-operatives.

Today, credit co-operatives play an important role in upgrading the economic and social status of their members.

Objectives of the Credit Co-operatives

∙ Prevent permanent indebtedness of its members by enabling them to obtain loans on reasonable terms. Different types of loans are offered to members: personal loan, education loan, housing loan and travel loan;

∙ Encourage thrift, they offer savings and fixed deposit schemes to members at competitive interest rates

∙ Assist members to reduce the cost of living and improve their economic needs.

View the list of Credit Co-operatives here.

Credit Co-operatives, or Thrift and loan societies, are co-operatives that encourage thrift by accepting deposits from members and assisting members with loans on reasonable terms. A thrift and loan society is an association of persons who are grappling with the same economic challenges and who join together on a basis of equal rights and obligations through a democratically controlled enterprise.

Majority of the credit co-operatives are work-based where employees of the organisation are recruited as members of the co-operative. As a form of staff benefits, organizations offer check-off system, which enable deductions of staff monthly salaries for contributions towards their subscription accounts and loan repayments with their co-operatives.

Today, credit co-operatives play an important role in upgrading the economic and social status of their members.

Objectives of the Credit Co-operatives

∙ Prevent permanent indebtedness of its members by enabling them to obtain loans on reasonable terms. Different types of loans are offered to members: personal loan, education loan, housing loan and travel loan;

∙ Encourage thrift, they offer savings and fixed deposit schemes to members at competitive interest rates

∙ Assist members to reduce the cost of living and improve their economic needs.

View the list of Credit Co-operatives here.

Credit Co-operatives, or Thrift and loan societies, are co-operatives that encourage thrift by accepting deposits from members and assisting members with loans on reasonable terms. A thrift and loan society is an association of persons who are grappling with the same economic challenges and who join together on a basis of equal rights and obligations through a democratically controlled enterprise.

Majority of the credit co-operatives are work-based where employees of the organisation are recruited as members of the co-operative. As a form of staff benefits, organizations offer check-off system, which enable deductions of staff monthly salaries for contributions towards their subscription accounts and loan repayments with their co-operatives.

Today, credit co-operatives play an important role in upgrading the economic and social status of their members.

Objectives of the Credit Co-operatives

∙ Prevent permanent indebtedness of its members by enabling them to obtain loans on reasonable terms. Different types of loans are offered to members: personal loan, education loan, housing loan and travel loan;

∙ Encourage thrift, they offer savings and fixed deposit schemes to members at competitive interest rates

∙ Assist members to reduce the cost of living and improve their economic needs.

View the list of Credit Co-operatives here.

Credit Co-operatives, or Thrift and loan societies, are co-operatives that encourage thrift by accepting deposits from members and assisting members with loans on reasonable terms. A thrift and loan society is an association of persons who are grappling with the same economic challenges and who join together on a basis of equal rights and obligations through a democratically controlled enterprise.

Majority of the credit co-operatives are work-based where employees of the organisation are recruited as members of the co-operative. As a form of staff benefits, organizations offer check-off system, which enable deductions of staff monthly salaries for contributions towards their subscription accounts and loan repayments with their co-operatives.

Today, credit co-operatives play an important role in upgrading the economic and social status of their members.

Objectives of the Credit Co-operatives

∙ Prevent permanent indebtedness of its members by enabling them to obtain loans on reasonable terms. Different types of loans are offered to members: personal loan, education loan, housing loan and travel loan;

∙ Encourage thrift, they offer savings and fixed deposit schemes to members at competitive interest rates

∙ Assist members to reduce the cost of living and improve their economic needs.

View the list of Credit Co-operatives here.

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